
Careers at
Nium
We are the element that makes fintech go.
LATEST FUNDING
Series D
Locations
Mumbai, Chennai, Bangalore and Gurgaon
Employees
501-1000
Domain
Fintech
ESTABLISHED
2014
Website
LATEST FUNDING
Series D
Locations
Mumbai, Chennai, Bangalore and Gurgaon
Employees
501-1000
Domain
Fintech
ESTABLISHED
2014
Website
Our Leadership
Prajit Nanu
CEO
Based out of Singapore, Nium’s HQ, Prajit is responsible for expanding the company’s geographic reach and establishing Nium as a leading financial technology platform all over the world. He oversees not just Nium’s B2B arm of the business, but also its B2C platform InstaReM, powered by Nium’s technology.
Michael Bermingham
CBO
Based out of New Jersey, US, Michael drives Nium’s business strategy, sales, and retail and institutional partnerships to transform the way remittance is conducted. He is also responsible for monitoring capital requirements to ensure that Nium’s global offices are compliant in local markets and establishing Nium as a financial technology leader beyond Asia.
Pratik Gandhi
COO
Based out of Singapore, Pratik is responsible for the Finance, Legal, Operations and Customer Service functions. He drives focus on Nium’s financial and legal requirements across all global markets, and also leads the Operations and Customer Service teams, thereby guiding Nium’s efforts to deliver the promise of offering great services and experiences through its customer service centers and representatives.
Frederick Crosby
Chief Revenue Officer
Based out of San Francisco, US, Frederick leads the global Business Development, Marketing, and Communications teams. Frederick is a veteran in the cross-border payments and e-commerce space and has catapulted huge global businesses and customer bases at start-ups and enterprise companies alike.
Dana Nino
Senior Vice President, Growth; Customer Success & Partnerships
Based out of Los Angeles, US, Dana is responsible for the overall growth, retention and success of Nium’s clients via her leadership over Customer Success and the Solution’s teams. She is also responsible for building Nium’s channel partnership pipeline to scale the business.
Rajesh Venkatesh
CPO
Based out of Seattle,US, Rajesh is responsible for the end-to-end product management for both the Nium platform for other clients to integrate and build upon, as well as the direct to consumers and SME services under the InstaReM brand. In addition, he leads product marketing and data analytics.
Nilesh Pathak
CTO
Based out of Mumbai, India, Nilesh plays a critical role in leading Nium to be at the forefront of innovation within the financial technology space. In his role, Nilesh oversees the building and maintenance of Nium’s core technology platform that powers digital financial services for both businesses and consumers (via InstaReM), directing his team of technologists to drive massive growth at scale across a completely disruptive payments platform.
Yogesh Sangle
Global Head of Consumer & SME Business
Based out of Singapore, Nium’s HQ, Yogesh is responsible for expanding Nium businesses across its completely disruptive fintech platform targeted at consumers and SMEs, InstaReM. This involves launching innovative products that will break currency borders and add value to a wide range of customer segments, while at the same time leading consumers and businesses to relook at how they move funds across borders.
Laurent Reichert
Chief Compliance Officer
Based out of Singapore, Laurent is responsible for leading worldwide regulatory compliance across Nium’s entire product ecosystem, establishing standards and implementing procedures to ensure the compliance programs meet business priorities and regulatory expectations in all of the jurisdictions in which Nium operates.
Joaquín Ayuso de Paúl
Senior Vice President, Banking Services
Based in San Francisco, Joaquín Ayuso de Paúl is the Head of Labs here at Nium. He is currently working to expand the business into areas such as crypto, investments and lending. Most recently, in 2020 he co-founded Rayo, a digital bank for immigrants in the US, which launched in 2021.
Katie Mitchell
Global Head of Government Relations
Based in Singapore, Katie Mitchell serves as Nium’s Global Head of Government Relations. Katie leads Nium’s engagement with policymakers and regulators across the globe and advances policies around financial inclusion, digital transformation, cross-border payments, and fintech. She also leads strategic market entry strategy for complex and dynamic markets where Nium is seeking to deploy additional solutions for consumers, businesses and government.
Spencer Hanlon
Global Head of Travel & Transport
Based out of London, Spencer is responsible for growing Nium’s scale and depth in the travel & transport vertical globally by consolidating its’ position as one of Europe’s earliest issuers of Virtual Cards at scale and an early innovator in the maritime sector.
Prajit Nanu
CEO
Based out of Singapore, Nium’s HQ, Prajit is responsible for expanding the company’s geographic reach and establishing Nium as a leading financial technology platform all over the world. He oversees not just Nium’s B2B arm of the business, but also its B2C platform InstaReM, powered by Nium’s technology.
Michael Bermingham
CBO
Based out of New Jersey, US, Michael drives Nium’s business strategy, sales, and retail and institutional partnerships to transform the way remittance is conducted. He is also responsible for monitoring capital requirements to ensure that Nium’s global offices are compliant in local markets and establishing Nium as a financial technology leader beyond Asia.
Pratik Gandhi
COO
Based out of Singapore, Pratik is responsible for the Finance, Legal, Operations and Customer Service functions. He drives focus on Nium’s financial and legal requirements across all global markets, and also leads the Operations and Customer Service teams, thereby guiding Nium’s efforts to deliver the promise of offering great services and experiences through its customer service centers and representatives.
Frederick Crosby
Chief Revenue Officer
Based out of San Francisco, US, Frederick leads the global Business Development, Marketing, and Communications teams. Frederick is a veteran in the cross-border payments and e-commerce space and has catapulted huge global businesses and customer bases at start-ups and enterprise companies alike.
Dana Nino
Senior Vice President, Growth; Customer Success & Partnerships
Based out of Los Angeles, US, Dana is responsible for the overall growth, retention and success of Nium’s clients via her leadership over Customer Success and the Solution’s teams. She is also responsible for building Nium’s channel partnership pipeline to scale the business.
Rajesh Venkatesh
CPO
Based out of Seattle,US, Rajesh is responsible for the end-to-end product management for both the Nium platform for other clients to integrate and build upon, as well as the direct to consumers and SME services under the InstaReM brand. In addition, he leads product marketing and data analytics.
Nilesh Pathak
CTO
Based out of Mumbai, India, Nilesh plays a critical role in leading Nium to be at the forefront of innovation within the financial technology space. In his role, Nilesh oversees the building and maintenance of Nium’s core technology platform that powers digital financial services for both businesses and consumers (via InstaReM), directing his team of technologists to drive massive growth at scale across a completely disruptive payments platform.
Yogesh Sangle
Global Head of Consumer & SME Business
Based out of Singapore, Nium’s HQ, Yogesh is responsible for expanding Nium businesses across its completely disruptive fintech platform targeted at consumers and SMEs, InstaReM. This involves launching innovative products that will break currency borders and add value to a wide range of customer segments, while at the same time leading consumers and businesses to relook at how they move funds across borders.
Laurent Reichert
Chief Compliance Officer
Based out of Singapore, Laurent is responsible for leading worldwide regulatory compliance across Nium’s entire product ecosystem, establishing standards and implementing procedures to ensure the compliance programs meet business priorities and regulatory expectations in all of the jurisdictions in which Nium operates.
Joaquín Ayuso de Paúl
Senior Vice President, Banking Services
Based in San Francisco, Joaquín Ayuso de Paúl is the Head of Labs here at Nium. He is currently working to expand the business into areas such as crypto, investments and lending. Most recently, in 2020 he co-founded Rayo, a digital bank for immigrants in the US, which launched in 2021.
Katie Mitchell
Global Head of Government Relations
Based in Singapore, Katie Mitchell serves as Nium’s Global Head of Government Relations. Katie leads Nium’s engagement with policymakers and regulators across the globe and advances policies around financial inclusion, digital transformation, cross-border payments, and fintech. She also leads strategic market entry strategy for complex and dynamic markets where Nium is seeking to deploy additional solutions for consumers, businesses and government.
Spencer Hanlon
Global Head of Travel & Transport
Based out of London, Spencer is responsible for growing Nium’s scale and depth in the travel & transport vertical globally by consolidating its’ position as one of Europe’s earliest issuers of Virtual Cards at scale and an early innovator in the maritime sector.
Prajit Nanu
CEO
Based out of Singapore, Nium’s HQ, Prajit is responsible for expanding the company’s geographic reach and establishing Nium as a leading financial technology platform all over the world. He oversees not just Nium’s B2B arm of the business, but also its B2C platform InstaReM, powered by Nium’s technology.
Michael Bermingham
CBO
Based out of New Jersey, US, Michael drives Nium’s business strategy, sales, and retail and institutional partnerships to transform the way remittance is conducted. He is also responsible for monitoring capital requirements to ensure that Nium’s global offices are compliant in local markets and establishing Nium as a financial technology leader beyond Asia.
Pratik Gandhi
COO
Based out of Singapore, Pratik is responsible for the Finance, Legal, Operations and Customer Service functions. He drives focus on Nium’s financial and legal requirements across all global markets, and also leads the Operations and Customer Service teams, thereby guiding Nium’s efforts to deliver the promise of offering great services and experiences through its customer service centers and representatives.
Frederick Crosby
Chief Revenue Officer
Based out of San Francisco, US, Frederick leads the global Business Development, Marketing, and Communications teams. Frederick is a veteran in the cross-border payments and e-commerce space and has catapulted huge global businesses and customer bases at start-ups and enterprise companies alike.
Dana Nino
Senior Vice President, Growth; Customer Success & Partnerships
Based out of Los Angeles, US, Dana is responsible for the overall growth, retention and success of Nium’s clients via her leadership over Customer Success and the Solution’s teams. She is also responsible for building Nium’s channel partnership pipeline to scale the business.
Rajesh Venkatesh
CPO
Based out of Seattle,US, Rajesh is responsible for the end-to-end product management for both the Nium platform for other clients to integrate and build upon, as well as the direct to consumers and SME services under the InstaReM brand. In addition, he leads product marketing and data analytics.
Nilesh Pathak
CTO
Based out of Mumbai, India, Nilesh plays a critical role in leading Nium to be at the forefront of innovation within the financial technology space. In his role, Nilesh oversees the building and maintenance of Nium’s core technology platform that powers digital financial services for both businesses and consumers (via InstaReM), directing his team of technologists to drive massive growth at scale across a completely disruptive payments platform.
Yogesh Sangle
Global Head of Consumer & SME Business
Based out of Singapore, Nium’s HQ, Yogesh is responsible for expanding Nium businesses across its completely disruptive fintech platform targeted at consumers and SMEs, InstaReM. This involves launching innovative products that will break currency borders and add value to a wide range of customer segments, while at the same time leading consumers and businesses to relook at how they move funds across borders.
Laurent Reichert
Chief Compliance Officer
Based out of Singapore, Laurent is responsible for leading worldwide regulatory compliance across Nium’s entire product ecosystem, establishing standards and implementing procedures to ensure the compliance programs meet business priorities and regulatory expectations in all of the jurisdictions in which Nium operates.
Joaquín Ayuso de Paúl
Senior Vice President, Banking Services
Based in San Francisco, Joaquín Ayuso de Paúl is the Head of Labs here at Nium. He is currently working to expand the business into areas such as crypto, investments and lending. Most recently, in 2020 he co-founded Rayo, a digital bank for immigrants in the US, which launched in 2021.
Katie Mitchell
Global Head of Government Relations
Based in Singapore, Katie Mitchell serves as Nium’s Global Head of Government Relations. Katie leads Nium’s engagement with policymakers and regulators across the globe and advances policies around financial inclusion, digital transformation, cross-border payments, and fintech. She also leads strategic market entry strategy for complex and dynamic markets where Nium is seeking to deploy additional solutions for consumers, businesses and government.
Spencer Hanlon
Global Head of Travel & Transport
Based out of London, Spencer is responsible for growing Nium’s scale and depth in the travel & transport vertical globally by consolidating its’ position as one of Europe’s earliest issuers of Virtual Cards at scale and an early innovator in the maritime sector.
Perks
Comprehensive Health Plans
So life’s surprises don’t get you down.
Year-end Leave / Time-off
Refresh, recharge, rejuvenate
Home Office Setup / Allowance for Remote Working
Contribute your awesome skills from anywhere
Generous Parental & Family Leave
Family above everything else.
See More Perks
Life at Nium!

































The Real Reel of Nium
Our people are the element that make Nium go. Find out what powers them.
Connecting you to the world’s payment infrastructure
➡️ Pay Out ⬅️ Pay In 💳 Issue Cards 🏦 Banking as a Service. We get our clients up and running with one API, in weeks not months.
See More Videos
Office Locations
Mumbai, Chennai, Bangalore and Gurgaon
We're hiring everywhere!
Start Hiring Today
Spottabl matches hyper-growth companies with specialist recruiters & agencies that have the best chance of success on their roles.
By signing up and using the services, you confirm that you have accepted our Terms and Conditions and have read our Privacy Policy