CreditVidya

Abhishek Agarwal

Co-founder and CEO

Avi began his career in New York, working as an analyst with a leading inter-firm dealer brokerage. He helped scale up various startups before founding CreditVidya in 2013. Prior to starting CreditVidya, he was Head of Products and Data Strategy at Experian, a leading global credit bureau. His creative approach to problem-solving has allowed him to steer it to become one of the most successful fintech startups in India. Avi has a dual degree in Computer Science and Math and an MBA from UCLA Anderson School of Management and London Business School.

Rajiv Raj

Co-founder and Director

Rajiv is a banking veteran and was part of the team that introduced bureau scoring to India, via CIBIL. He has over 24 years of cross-functional experience in retail banking, SME lending and credit bureaus. An affable, people’s person, he now heads Human Resources and Operations at the firm. Rajiv’s has a strong understanding of the retail credit underwriting ecosystem and a knack for proactively identifying and resolving problems and maximizing productivity.

Karuna Srinivas Naik B

Head HR and Admin

Highly motivated Human Resource Specialist with 15 years of experience in providing strategic guidance to employees and management in the areas of Compensation, Performance Management, Talent Management and Legal Aid. Also served as a Business partner at various levels, supported line managers in leading and managing their people with the help of HR Systems, Workforce Planning / Analytics, Policies and Talent Processes.

Pochadri Ariga

Head of Technology

I love coding and has been hands-on full stack developer. Devops is one area which I feel particularly connected and understand AWS and on-premise deployment challenges deeply. Apart from coding and technology, I am an avid reader on company culture, efficient team management, business strategy, history and human psychology. My Favorite on culture is "What you do is who you are" by Ben Horowitz (You practical super-specialist

Pratik Mehta

VP Products

- A total of 11+ years of experience with 9+ years of experience in Financial Industry wherein I have enjoyed managing multiple responsibilities ranging from product management, sales, strategy, growth and consulting. - I specialize in combining my understanding of data, tech and products to build and sell products that help digitize the retail FIs in the last 9 years. - This has helped lenders bring down their cost of operations and scale in markets that weren't explored before. - This skillset helped me further in building lending framework for CreditVidya when we opened up our financial services business

Abhishek Agarwal

Co-founder and CEO

Avi began his career in New York, working as an analyst with a leading inter-firm dealer brokerage. He helped scale up various startups before founding CreditVidya in 2013. Prior to starting CreditVidya, he was Head of Products and Data Strategy at Experian, a leading global credit bureau. His creative approach to problem-solving has allowed him to steer it to become one of the most successful fintech startups in India. Avi has a dual degree in Computer Science and Math and an MBA from UCLA Anderson School of Management and London Business School.

Rajiv Raj

Co-founder and Director

Rajiv is a banking veteran and was part of the team that introduced bureau scoring to India, via CIBIL. He has over 24 years of cross-functional experience in retail banking, SME lending and credit bureaus. An affable, people’s person, he now heads Human Resources and Operations at the firm. Rajiv’s has a strong understanding of the retail credit underwriting ecosystem and a knack for proactively identifying and resolving problems and maximizing productivity.

Karuna Srinivas Naik B

Head HR and Admin

Highly motivated Human Resource Specialist with 15 years of experience in providing strategic guidance to employees and management in the areas of Compensation, Performance Management, Talent Management and Legal Aid. Also served as a Business partner at various levels, supported line managers in leading and managing their people with the help of HR Systems, Workforce Planning / Analytics, Policies and Talent Processes.

Pochadri Ariga

Head of Technology

I love coding and has been hands-on full stack developer. Devops is one area which I feel particularly connected and understand AWS and on-premise deployment challenges deeply. Apart from coding and technology, I am an avid reader on company culture, efficient team management, business strategy, history and human psychology. My Favorite on culture is "What you do is who you are" by Ben Horowitz (You practical super-specialist

Pratik Mehta

VP Products

- A total of 11+ years of experience with 9+ years of experience in Financial Industry wherein I have enjoyed managing multiple responsibilities ranging from product management, sales, strategy, growth and consulting. - I specialize in combining my understanding of data, tech and products to build and sell products that help digitize the retail FIs in the last 9 years. - This has helped lenders bring down their cost of operations and scale in markets that weren't explored before. - This skillset helped me further in building lending framework for CreditVidya when we opened up our financial services business